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SHORT-TERM HEALTH INSURANCE
Temporary health insurance for 30 days to 6 or 12 months.
	Secure STM https://www.hpainsurance.com/qt/SecureSTM/default.aspx?agent=mherstein
	Secure 12x3 STM https://www.hpainsurance.com/qt/Secure12x3STM/default.aspx?agent=mherstein
	Secure Lite STM https://www.hpainsurance.com/qt/SecureLite/default.aspx?agent=mherstein

RX-PAY CARD
Prescription drugs: $10 generic and $20 preferred brand name.
	Rx Pay Card https://www.hpainsurance.com/qt/RxPayCard/default.aspx?agent=mherstein

INTERNATIONAL MEDICAL BENEFITS
Travel Insurance for U.S. citizens and foreigners.
	Overseas Travel Medical https://www.hpainsurance.com/qt/OTM/default.aspx?agent=mherstein

INDIVIDUAL & GROUP DENTAL
Dental insurance for you and your family.
	SecureDentalOne https://www.hpainsurance.com/qt/SecureDentalOne/default.aspx?agent=mherstein

HPA Secure Short Term - (Standard Security Life Insurance Company of New York) Short Term Medical coverage from 30 days up to 6 or 12 months of coverage. Eligibility up to age 65. Including; $2,000,000 Lifetime Maximum Per Covered person; Freedom to choose any doctor or hospital; Choice of $250, $500, $1,000, and $2,500 deductibles; Select to pay monthly or single payment; Accept payment by: check, money order, MasterCard, Visa, Discover or automatic monthly bank draft; Child only coverage.
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The Secure STM
Short Term Major Medical Insurance
$2 Million Lifetime Maximum Per Covered Person

Just because you don't have health insurance right now doesn't mean you may not have health problems. The Secure STM allows you and your family up to age 65 to purchase quality, affordable major medical coverage on a temporary basis. Coverage is provided for physician services, surgery, outpatient and inpatient care.

The Perfect Solution...

• Between health insurance plans
• College student or just graduating
• Need a COBRA alternative
• Part-time or temporary employee
• Unemployed or laid off

Special Features...

• $2 Million Lifetime Maximum Per Covered Person
• Freedom to choose any doctor or hospital
• Unlimited re-applies
• Convenient payment options:
• Pay monthly up to 6 or 12 months of coverage
• Single payment discount for 30-180 days

Underwritten by: Standard Security Life Insurance Company of New York, rated A (Excellent) for financial condition by A.M. Best Company, as of 06/04. A.M. Best ratings range from A++ to D.

Short Term Medical Insurance HPA Select Short Term - (TIG Premier Insurance Company) Short Term Medical coverage from 6 to 12 months of coverage. Eligibility up to age 65. Includes money saving discounts for retail cost of prescription drugs, dental services, eye and vision care, chiropractic services, vitamin and nutritional supplements, 24hr nurse help line, Accudiet.com, and national health survey.
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Discount Drug Card HPA Discount Drug Card

This program is designed to educate you on the use of generic and other low-cost brand name drugs. This program is designed to help you find medications within the same therapeutic class as a drug you may currently be taking. Most of all, this plan is designed to Save You Money on your prescription drug costs.