|
Minnesota Comprehensive Health
Association - 1-877-800-7340 for applications No Agents please.
Uninsurable Minnesota residents only.
Minnesota Comprehensive Health MCHA was established in 1976 by the
Minnesota Legislature to offer policies of individual health insurance to
Minnesota residents who have been turned down for health insurance by the
private market, due to pre-existing health conditions. MCHA is sometimes
referred to as Minnesota’s “high risk pool” for health insurance or health
insurance of last resort. Currently, about 30,000 Minnesota residents are
insured by MCHA throughout the State of Minnesota.
MCHA is a non-profit Minnesota corporation,
organized under Chapter 317 of Minnesota law. MCHA is not a State agency. It
is regulated by the Minnesota Department of Commerce. A nine-member board of
directors provides policy direction to MCHA. An executive staff manages the
administration of the risk pool. Since its first year of operation in 1977,
MCHA has contracted with an outside organization to perform day to day
operations of the plan.
MCHA IS NOT MINNESOTA CARE
Premiums charged to policyholders are about
25% higher than commercial rates for a comparable policy.
WHO NEEDS MCHA INSURANCE ?
Minnesotans who have been turned down for
individual health insurance in the private market due to pre-existing
conditions.
Circumstances include:
- Individuals who exhaust COBRA benefits.
- Individuals working for employers who do
not offer health insurance.
- Individuals who have exceeded life-time
maximum limits, or their previous coverage.
- Former employees of bankrupt companies.
Please call 612-991-3546 or
Toll Free 1-877-800-7340 for more information
back
to the top
|
