Minnesota Health Insurance, Minnesota Small Business Health Insurance, HSA Plans

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Minnesota Comprehensive Benefit Plans
Minnesota Comprehensive Health Association - 1-877-800-7340 for applications No Agents please. Uninsurable Minnesota residents only.
MCHA offers seven individual plans options:

$500 Deductible Plan - MCHA/08_500.pdf

  • Requires a $500 annual calendar year deductible ($400 medical deductible and a $100 prescription drug deductible).
  • Requires a $3,000 out-of-pocket expense maximum

$1,000 Deductible Plan - MCHA/08_1000.pdf

  • Requires a $1,000 annual calendar year deductible ($800 medical deductible and $200 prescription drug deductible).
  • Requires a $3,000 out-of-pocket expense maximum.

$2,000 Deductible Plan - MCHA/08_2000.pdf

  • Requires a $2,000 annual calendar year deductible ($1,600 medical deductible and $400 prescription drug deductible).
  • Requires a $3,000 out-of-pocket expense maximum.

$5,000 Deductible Plan - MCHA/08_5000.pdf

  • Requires a $5,000 annual calendar year deductible ($4,000 medical deductible and $1,000 prescription drug deductible).
  • Requires a $5,000 out-of-pocket expense maximum.

$10,000 Deductible Plan - MCHA/08_10000.pdf

  • Requires a $10,000 annual calendar year deductible ($8,000 medical deductible and $2,000 prescription drug deductible).
  • Requires a $10,000 out-of-pocket expense maximum.

High Deductible Health Plan (HDHP) - MCHA HSA Benefit Summary. PDF

  • This is a federally qualified high deductible health plan, which allows you to open a health savings account (HSA) if certain HSA eligibility requirements are met.
  • Individual and family annual deductible and out-of pocket amounts are variable, adjusted each January 1st, and are tied to the Federal annual maximum amount allowed for contribution to a Health Savings Account (HSA).
  • You are responsible for the establishment of your HSA and the coordination of reimbursements.

Basic Medicare Supplement Plan

  • Limited coverage for Medicare Part A and B co-payment amounts but no coverage for Part A and B deductibles, and no coverage for prescription drugs (riders can be purchased for Part A deductibles, Part B deductibles, and 80% of Usual and Customary Costs).

MCHA PREMIUM RATES (old 2007)

PDFs/MCHA/08_std_rates.pdf

MCHA HSA Application

MCHA High Deductible Health Plan Summary

MCHA Request Info

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