Protection for the long term
Don't let long-term care expenses deplete your family's savings.
Long-term care insurance helps pay for the care you need when you can no longer care for yourself. It can protect your family's financial future and your own investments and savings.
We feel a great passion to assist you in properly understanding Long Term Care and Long Term Care Insurance.
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What is Long Term Care (LTC)? Long Term Care includes a wide range of medical and support services for people with a degenerative condition (e.g. Parkinson’s, stroke, etc.), a prolonged illness (cancer) or cognitive disorder (Alzheimer’s). Long Term Care is not necessarily medical care but rather "custodial care."... Learn More |
What is Long Term Care Insurance and what to look for in
a quality LTC policy? Like any insurance product, Long Term Care insurance allows the insured to pay an affordable premium to protect an unaffordable catastrophic event. A quality LTC insurance policy is financially strong, can provide an Adequate Daily Benefit ... Learn More |
One reason many people balk at buying long term care insurance is because they think it is nursing home insurance and skilled nursing home care is a very uncomfortable topic for most people. But, due to many advances in modern medicine and life-style changes, the number of people over the age of 65 is projected to double by the year 2050. Unfortunately, as people age, they are more likely to suffer from chronic illnesses such as strokes or Alzheimer’s. Statistically, Americans over the age of 65 face a 40% risk of entering a nursing home for Long Term Care services.
