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Senior GoldSM
Benefits |
| Blue
Cross and Blue Shield of Minnesota has been here for
more than 70 years, and we’ll continue to be here. Take
a look at our range of flexible, popular plans. You’ll
like what you see. |
Medicare supplement plans
Medicare was designed to cover
some of your health care expenses — but not all of them.
There are deductible, copayment and coinsurance gaps in
Medicare coverage that may leave you with medical bills
that challenge your budget or long-term debt that alters
your plans. Medicare supplement plans fill in Medicare
gaps. Blue Cross and Blue Shield of Minnesota offers
flexible, affordable plans for every budget and need. If
you’re looking for a way to protect your pocket and your
peace of mind, turn the page for some simple Blue Cross
solutions.
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Health plans to meet your needs
It’s no wonder more Minnesotans
choose Medicare supplement plans from Blue Cross. They
provide solid coverage and solid value. Here are some of
the advantages of our plans:
- Nationwide coverage — your plan travels with you
wherever you go
- Coverage for all Medicare Part A and Part B
coinsurance, copayments and deductibles
- Extensive network of participating providers —
chances are this includes your doctor
- No referrals needed
- Emergencies covered at 80 percent anywhere in
the world
- Rx Advantage drug savings programs
- Optional coverage for preventive services
- Almost no paperwork — most claims are filed for
you
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Senior GoldSM — Our
most popular plan
Senior Gold provides solid
coverage and a solid value. It covers all Medicare Part
A and Part B coinsurance and deductibles. You can see
any network provider without a referral. And if you need
care outside the service area, any charges above
Medicare’s approved amount are covered. Senior Gold
members can take advantage of a wide range of discounts
for prescription drugs, fitness centers, eyewear,
hearing aids and complementary care. And there is no
additional charge for these benefits. Senior Gold helps
you stay healthy too. You can choose optional coverage
for preventive care services, including your annual
routine physical exam, vision exam and hearing
screening. These annual exams are covered in full for
just an additional $5 each month.
Approved amount —
an example: If your doctor charges $110 and Medicare
approves $100, Medicare pays $80 (80 percent), the plan
pays $20 coinsurance, and you pay nothing.
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Basic Medicare Blue — Our low-cost plan
This is our most complete plan.
For one monthly rate, Extended Basic Blue covers your
Medicare coinsurance, deductibles, preventive care up to
$120 of eligible charges annually for hospital and
medical services, 20 extra days in a skilled nursing
facility and extra home health care expenses. Best of
all, your out-of-pocket costs are limited to $1,000 of
eligible charges each year. |
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Mrhealthinsurance.net is Minnesota's choice for individual,
family, self employed and small business group health insurance.
Blue Cross and Blue Shield of Minnesota, Medica, HealthPartners,
Delta Dental, Time - Assurant. Over 25 years experience
in providing exceptional service to the entire State of MN. We
offer all types of insurance plans: HMO, PPO, HSA, major medical
plans, Simply Blue, InstaCaresm, Aware CareSM,
Options Blue and Medica Solo, Medica Direct, HealthPartners
Three for Free choice open access plans. Call us anytime for
your health insurance needs at 1-877-800-7340 or locally
612-991-3546.  |