Simply Blue
Minnesota residents clicking "Get a quote" Blue Cross will take you through a 3 step process for your online quote and easy application submission with electronic enrollment.
*Authorized independent agent/agency for Blue Cross and Blue Shield of Minnesota.
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Simply Blue, a great health care plan for young adults and pre-retirees
Simply Blue is a good choice if you:
- Single
- Want lower monthly rates
- Don’t need family or maternity coverage
- Like upfront coverage for office visits and annual checkup
Plan highlights
Simply Blue is a low-cost individual health plan that offers great coverage.
- A low copay for your first three office visits each year
- Health club discount – get up to $20 a month towards your membership at one of thousands of participating health clubs
- Two drug coverage options: one covers only generic drugs for a small copay and the other covers generic and brand name drugs
- Preventive care covered at 100 percent, no deductible
- For the first emergency room visit you have a $250 copay
- For the first urgent care visit you have a $100 copay
- Choose any doctor you want, but get the most benefits by using a doctor in the network
- Three deductibles choices. The higher your deductible, the lower your monthly premium.
- There is NO MAXIMUM to the amount of health care that’s covered. So you are protected against catastrophic illnesses or accidents.
- Coverage anywhere in the United States from BlueCard® – and everywhere else through BlueCard International®
Your Agent is Murray Herstein call 1-877-800-7340 or 612-991-3546 Monday - Saturday 8 am to 8 pm.
*Plan payment is based on the allowed amount when you use a participating provider. You are responsible for charges greater than the allowed amount when you use a non-participating Blue Cross provider. Coverage for substance abuse is included in the contract. You may choose to delete substance abuse coverage. Your premium will be slightly reduced if you delete substance abuse coverage.
Dependents may not be added to this plan, but they can apply for their own Simply Blue plan. This is only a summary. Your contract will provide a detailed description of what is and is not covered. Services not covered include childbirth labor and delivery, private-duty nursing, custodial care or rest cures, eyewear, dental services, hearing aids, services that are experimental, not medically necessary or received while on military duty.
Pre-existing condition you had during the six months before your enrollment date are not covered. This limit applies for 12 months. Prior continuous coverage without a gap in coverage greater than 63 days counts toward reducing the 12-month period.
