Between jobs, group plans or just out of college? Insta-Care (SM) from Blue Cross Blue Shield of Minnesota is the plan for you. Choose coverage for 30, 60 or 90 days. See any doctor in our statewide network. In most cases, you’re covered the day we receive your application or a future date you request. Cover yourself or your family.

Note: State law limits short-term coverage to 365 days in any 555-day period.

Benefit highlights

• In-network hospital services, prescription drugs, medical supplies, emergency care and more covered at 80 percent
• Children’s health care, including preventive and lab services to age 6 and immunizations to age 18, covered at 100 percent
• 3 deductible and 3 out-of-pocket maximum options
• $1 million lifetime maximum

Rates

A higher deductible means a lower premium rate. Download the rate page below and decide whether you want to include chemical dependency coverage. Then look for your age, length of coverage and deductible to see the rate. For family coverage, add the rates for you, your spouse and the number of children.

InstaCare^sm

Insta-Care^SM Sales Brochure/Rates

Blue Cross InstaCare^sm Plan