Minnesota Health Insurance, Minnesota Small Business Health Insurance, HSA Quotes

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Assurant Health Individual and Family Health Plans

If you're shopping for your own health insurance plan, it's likely that you're self-employed, or not covered by your employer. Well, you're in the right place. Assurant Health specializes in health insurance for individuals and families like you. It's been our sole focus for more than a century. With experience like that, you'll get health insurance the way you want it — a wide range of choices, all explained in plain, simple English, backed by a stable, yet innovative health insurance company.

With Assurant Health, you'll get health insurance the way you want it with:

  • Up to an $8 million lifetime benefit maximum
  • Worldwide coverage, 24 hours-a-day
  • Your choice of doctors and hospitals from extensive networks
  • No referrals necessary to see a specialist
  • First-year rate guarantee

Plan Types

To choose the best health insurance plan, you need to understand what different plans offer and what their benefit and cost trade-offs are. No matter what your individual needs, Assurant Health has the right plan:

Network Plans

With a network plan, you take your pick of providers within a large network of physicians and hospitals offering negotiated rates. The providers' reduced fees lead to lower premiums, deductibles and copayments for you.

Traditional Plans

A traditional plan offers you complete freedom to choose the doctor or hospital you wish, without penalty. The flexibility of a traditional plan makes the most sense if you live outside a network area.

Health Savings Account (HSA) plans

A Health Savings Account (HSA) plan consists of a federally-qualified high deductible health insurance plan and a tax-sheltered HSA. The high deductible plan, which costs less in premium compared to a conventional plan, covers bills that exceed the deductible. You may pay smaller bills and some other expenses not typically covered by health insurance with pre-tax dollars if you set up an HSA. HSAs also help you save for your future needs since the funds roll over from year to year tax-free.
 

Assurant Health Insurance Options:

RightStart Plan: This is Assurant's most affordable major medical product, offering base benefits for everyday application. Plan rates are kept low by inherent plan limitations and maximums for annual, outpatient and prescription drug benefits.

Value Plan: Assurant's Value option offers an effective solution for individuals looking to minimize their out-of-pocket costs. Plan features include no maximum for annual benefits, outpatient services or prescription drug benefits. This product also includes a lifetime benefit of up to $6 million.

One Deductible Plan: This product streamlines your paperwork and pocketbook with a single deductible option. Families who elect this product will share a single deductible, rather than managing a separate deductible for each member. The One Deductible Plan can also be applied in conjunction with a Health Savings Account (HSA). Plan members also benefit from another Assurant Health exclusive offer, a "Healthy Discount" when you renew your policy.

PPO X-tra Plan: Assurant's X-tra option presents a range of deductible options, from $500 to $5000. This premium-conscious product provides large incentives for in-network treatment, so that your costs are under your own control.

Physician Hospital Plan: This product offers the most deductible choices, as well as discounts for in-network physican visits and hospital treatments. Enjoy unlimited office visit copayments with an optional Doctor Office Copay, and reasonable out-of-pocket expenses for non-network services.

Traditional Plan: Members who adopt a Traditional Plan benefit from optimum freedom of choice and flexibility in designing their own healthcare. Choose your doctors and hospitals without price penalty, and enjoy the most flexibility available under Assurant. This product is especially ideal for individuals who reside out of an immediate in-network region.

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Mrhealthinsurance.net is a licensed health insurance agency and online source for individuals, self employed, and small businesses to find, compare and buy Individual Health Insurance, Family Health Insurance, Small Business Health Insurance, Self Employed Health Insurance, and Health Savings Accounts (HSA).

After providing your basic information on our health insurance quote form, you'll receive free quotes, compare plans side by side, and apply for coverage either online or by submitting paper applications. If you have a question or need personal assistance, you can contact one of our licensed agents for the answers and unbiased advice you need to make the most of your insurance dollars
.